SBA 504 Interest Rates

Loans To Fit Your Small Business Needs.

Approved After 10/1/2016 Loans Approved Between 10/1/2015 and 9/30/2016

    10 Year 20 Year 10 Year 20 Year  Refinance
10 Year

Refinance
20 Year

2017 October 4.635% 4.900% 4.676%
2017 September 4.152% 4.376% 4.471% 4.641% 4.202% 4.417%
2017 August 4.537% 4.803% 4.579%
2017 July 4.497% 4.766% 4.816% 5.031% 4.547% 4.807%
2017 June 4.596% 4.862% 4.638%
2017 May 4.514% 4.668% 4.833% 4.934% 4.560% 4.710%
2017 April 4.625% 4.891% 4.667%
2017 March 4.817% 4.827% 5.135% 5.092% 5.170% 5.121%
2017 February 4.607% 4.872% 4.649%
2017 January 4.598% 4.585% 4.914% 4.850% 4.626%
2016 December 4.596% 4.862% 4.916%
2016 November 4.357% 4.669% 4.623% 4.734% 4.677%
2016 October                 4.261% 4.315%
2016 September 4.290% 4.082% 4.355% 4.136%
2016 August 4.093%
2016 July 4.115% 4.091%
2016 June 4.232%
2016 May 4.194% 4.320%
2016 April 4.311%
2016 March 4.333% 4.553%
2016 February 4.324%
2016 January 4.288% 4.831%
2015 December 4.873%
2015 November 4.176% 4.778%
2015 October 4.801%
2015 September 4.236% 4.902%
2015 August 4.909%
2015 July 4.326% 4.961%
2015 June 5.062%
2015 May 4.374% 4.850%
2015 April 4.591%
2015 March 4.401% 4.799%
2015 February 4.546%
2015 January 4.416% 4.601%
2014 December 4.782%
2014 November 4.555% 4.879%
2014 October 4.821%
2014 September 4.695% 5.002%
2014 August 4.960%
2014 July 4.510% 4.952%
2014 June 5.069%
2014 May 4.508% 5.080%
2014 April 5.192%
2014 March 4.484% 5.289%
2014 February 5.309%
2014 January 4.672% 5.541%
2013 December 5.458%
2013 November 4.404% 5.459%
2013 October 5.451%
2013 September 4.859% 5.698%
2013 August 5.240%
2013 July 4.420% 5.232%
2013 June 4.529%
2013 May 3.613% 4.151%
2013 April 4.162%
2013 March 3.712% 4.300%
2013 February 4.290%
2013 January 3.625% 4.212%
2012 December 4.009%
2012 November 3.520% 4.171%
2012 October   4.262%
2012 September 3.487% 4.279%
2012 August   4.451%
2012 July 3.700% 4.459%
2012 June   4.500%
2012 May 3.757% 4.462%
2012 April   5.521%
2012 March 3.826% 4.591%
2012 February   4.711%
2012 January 4.08% 4.839%
2011 December   4.95%
2011 November 3.763% 4.721%
2011 October   4.609%
2011 September 3.755% 4.69%
2011 August   5.142%
2011 July 4.503% 4.590%
2011 June   5.521%
2011 May 4.592% 5.639%
2011 April   5.900%
              

 

  • The interest rates posted are for those borrowers who have received an SBA Authorization between October 1, 2011 and September 30, 2015.
  • Contact SEDC for the effective interest rates for borrowers who have received an SBA Authorization prior to October 1, 2011 but not yet funded.